NO CREDIT CHECK
The UK's Easiest
No Credit Check Catalogue
£1,200 spending limit. 12 monthly payments. No credit checks — bad credit, CCJs and defaults accepted. Approved in minutes.
✓ No credit checks✓ Bad credit OK✓ Approved in minutes

Up to £1,200 limit
0% APR
No credit check
No credit check. Really.
We don't run hard credit checks. Your application uses a soft search that won't show up on your credit file or affect your score.
- ✓ Bad credit accepted
- ✓ CCJs & defaults considered
- ✓ No impact on your credit score
Soft search only
No footprint left behind
How it works
Three easy steps to start shopping today — no credit check needed.
1
Apply with no credit check
Complete a 60-second form. We never run a hard credit check, so your score is safe.
2
Get approved in minutes
Most customers receive an instant £1,200 spending limit, even with bad credit.
3
Pay weekly or monthly
Spread the cost over 12 months at 0% APR. Choose the date that suits you.
Shop by category
All products available on 12 monthly payments — no credit check.

Mobile Phones
Latest iPhones & Samsungs — no credit check
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TVs
4K smart TVs, all sizes — no credit check
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Laptops
Work, study & gaming — no credit check
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Cooking
Ovens, hobs & air fryers — no credit check
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Washing
Washers, dryers & more — no credit check
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Furniture
Sofas, beds & storage — no credit check
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NO CREDIT CHECK REQUIRED
Ready to shop with no credit check?
Get your £1,200 spending limit and start shopping in minutes. Bad credit accepted, no impact on your score.
Apply now — no credit check →